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-- Skip To Content Bank of America Coronavirus Resource Center See details Contact Us Email Client Login Working With Us Capabilities Client Stories Entrepreneur, Philanthropist, Mom A Business Owner Dedicated to Making an Impact Helping the Whole Family Latest Thinking Your Life Priorities Insights to help keep your priorities front and center Research & Insights Industry-leading research and expert analysis are here to help you stay ahead Find an Advisor Contact your advisor Email Experience matters Navigate the future with our breadth of solutions on your side.       Find an Advisor Market Updates Working With Us Capabilities Client Stories Entrepreneur, philanthropist, mom A business owner dedicated to making an impact Helping the Whole Family 1 of 1 Latest Thinking Research & Insights Stay ahead in a transforming world. Life Priorities Insights to keep your priorities front and center. Privacy & Security Web Accessibility Legal Information Contact Us ML.com Form CRS & Other Resources BrokerCheck SEC Share Class Selection Disclosure Initiative Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. Merrill, its affiliates, and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary . Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”).  MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill’s obligations will differ among these services. Investments involve risk, including the possible loss of principal investment. The banking, credit and trust services sold by the Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. Investment, insurance and annuity products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity © Bank of America Corporation. All rights reserved. 3134096-EXP-2021-06-25 x Important notice: you are now leaving the Private Banking and Investment Group website. Clicking CONTINUE will take you to a website that PBIG is not affiliated with and may offer a different privacy policy and level of security. We are not responsible for and do not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered on other websites. Clicking RETURN TO PBIG will take you back to the previous page. CONTINUE RETURN TO PBIG...